How to Activate HBL Debit Card
It is a fast and easy process to activate your HBL debit card and the bank has provided various ways to make it convenient to all customers. You like working with digital banking, going to an ATM, or a support team, HBL does not deprive you of a smooth process of activation. The quickest and the most used is the HBL Mobile App, in which you can activate your card in minutes when you are using your smartphone. Also, you can use any HBL ATM or customer service or call a nearby HBL branch to activate your debit card. This manual will be a step-by-step procedure of how to activate HBL debit card.
Using the HBL Mobile App
HBL Mobile App is the simplest and fastest way to rent your debit card. Begin with the download of the app in Google Play Store or Apple App Store. After the installation, log-in by using your registered mobile number and password.
Go to the menu of the Debit Card. Click on Activate Card and properly follow the instructions displayed on the screen. You can be requested to identify yourself or to ensure that your credit card details are correct. Your HBL debit card will be ready to be used in the stores, online payments and at the ATM within a few seconds.
Using an HBL ATM
Assuming that you would rather use off-line strategy, you may activate your debit card by any HBL ATM. Go to the closest ATM and swipe in your new card. The machine will automatically take you through the process of activating it.
You are required to enter a new PIN and this verifies the activation. Once you have swiped in your 4-digit PIN, your debit card is operational. This approach is appropriate to those users who are not familiar with mobile applications.
Other Activation Options
Contact Customer Service
In case of failure of mobile app or ATM method, HBL Customer Service may be contacted. They will take you through verification and assist you to use your card.
Visit an HBL Branch
You can also go to the close branch of HBL. Bank representatives will help you to get activated and make sure that your debit card is active.



